The former thread was seriously outdated therefore I've created this.

I've tried to preserve all relevant content. I'm not sure how much of this is still applicable. I'll try to fill in some blanks and update this with more current info. It may take some time to complete.

I suggest using the forum topic tags and/or search feature to locate more info where need be.

Seeing ads here on CAPP? Get Firefox, with Adblock Plus, and NoScript. Get more themes and extensions

Ebay is a DANGEROUS, oftentimes VULGAR site. Be sure to read these before visiting ebay.

Sampling of Current Fraudulent Auctions Live on Ebay Real Time

United States Computer Emergency Readiness Team http://www.us-cert.gov/

Results for: ebay
Vulnerability Note VU#808921
Active Exploitation of Cross-site Scripting Vulnerability in eBay.com

Trojans, Malware and Exploits on ebay and ebay forums

Paypal 21 day and other unexplained holds:

Visit screw-paypal.com excellent resources page for a state by state breakdown of the PayPal's money transmitter license info, help crafting a letter and more.

Alternately, see the FREED & WEISS LLC site at http://www.freedweiss.com/PayPal-Holding-Money.shtml regarding the unexplained Paypal money holds lawsuit. Download the pdf of the complaint here:
http://www.freedweiss.com/10-05-12-1-Paypal-Complaint.pdf

Where to file complaints

Considering Class Action? You may want to look this over: Lawyers and Settlements.com

Also see here:

Class Action Law Suit Against Paypal May 2007

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Small claims information. (success has been reported)

How I Sued PayPal And Won on Internet Archives

Rebel101 website

How I sued PayPal and won on Amazon

"The Rebel" Accuses PayPal, The Online Payment Platform, of Being Dishonest (press release/news report)

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Read These BEFORE USING PayPal -- PayPal article at Wikipedia

NO-PayPal dot com

Brief Guide Choosing online Payment Services

Using Google Checkout on ebay - the ebay approved way

Google Checkout

Alternative Online Venues List

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the following is from paypalsucks.com paypalsucks.com
Electronic Fund Transfer Rights and Error Resolution

If PayPal freezes your funds use the
paypal complaint form that is governed by law.

The only way to guarantee a FAST response from PayPal,
is by using the form on this page.

http://www.paypal.com/cgi-bin/webscr?cmd=p/gen/ua/policy_efunds-outside

Click on the this report form
link and follow the screen prompts.

Using that form puts PayPal on official notice that
you are filing a "EFT error"
complaint under the Electronic Fund Transfer Act (EFTA).
The error being "they WON'T allow you to
have access to your funds".

When PayPal receives your notice, it is required by
law as outlined HERE How Do I Correct Errors?

http://www.federalreserve.gov/pubs/consumerhdbk/electronic.htm#errors

PayPal may take up to 45 days to investigate your
complaint or question and if they decide to do this, they are supposed to
provisionally re-credit your Account within 10 days, for the amount you think is in error, so that you will have use of the money during the time it takes them to complete their investigation.

If PayPal finds that it made an error, it has one business day in which to correct it as outlined here http://www.fdic.gov/regulations/laws/rules/6500-3100.html#6500205.11


Look Under

(c) Time limits and extent of investigation--(1)

If PayPal determines that there was no error,

(i.e. they still claim your account is "linked" to

another account who they "claim" owes them money

and WILL NOT unfreeze your account)

PayPal is supposed to send you a written explanation and
you may ask that PayPal
provide you with copies of all documentation
it used in support of its findings.
(copies of the documents that they used in their investigation).
By law, PayPal is supposed to provide you with these documents.


If PayPal fails to follow the requirements of the EFT Act,
the law allows you to sue for damages as outlined here http://www.federalreserve.gov/pubs/consumerhdbk/complaint.htm#penalties

NOTE: This is for US accounts:
READ PP's
Electronic Fund Transfer Rights and Error Resolution
policy located at PayPal's website for specifics
if you are a new account holder or outside the US.

Also PP is bound by the both the California and Federal
FDCPA (Fair Debt Collections Practice Act)
The point of telling you people to file under paypal's newly revised
Electronic Fund Transfer Rights and Error Resolution process
is that this will not only guarantee a FAST and "official" response from PayPal.

It will provide you with documented evidence of the situation from paypal.

Folks I'm telling you.
USE the PP Electronic Fund Transfer Rights and Error Resolution
policy / process.

You want an OFFICIAL PAPER TRAIL from paypal.
You want OFFICIAL PP DOCUMENTATION on this matter.

Not hearsay over the phone or in an email from them that can be altered or denied at a later date.

You want paypal to officially tell you (in writing)
that YOUR ACCOUNT IS FROZEN BECAUSE "WE AT PP,
THINK YOU ARE SOMEONE ELSE", OR "SOMEONE
YOU KNOW OWES US MONEY, SO WE ARE
HOLDING YOUR FUNDS UNTIL YOU GET THEM TO PAY UP".

You want PAYPAL TO PROVE THESE CLAIMS.
You want this ERROR that you can NOT
complete and "electronic funds transfer" from your paypal
account to your bank account because pp will not let you.
(Because of them believing you are someone else or
someone you know owes them money)..

You want this ERROR CORRECTED IN A TIMELY MANOR
(10 days to PROVE THIS ERROR is NOT an error or PROVE their claim).

If they can't "officially" PROVE their is NOT in error
on their part.

YOU WANT PP to grant you access to your money and allow you to
TRANSFER YOUR MONEY "ELECTRONICALLY" TO YOUR BANK ACCOUNT
on day 11 after you OFFICIALLY NOTIFY THEM OF THE "ERROR".

I'm telling you people.

You want to follow this NEW and court ordered
revision in PP's Electronic Fund Transfer Rights and Error Resolution
process.. and you want to DO IT immediately
after finding out your account is limited, frozen or otherwise in
a state where you can NOT COMPLETE AN ELECTRONIC FUNDS TRANSFER
from your pp account to your bank account.

YOU WANT THIS IN WRITING AND YOU WANT TO SEND YOUR OFFICIAL
NOTIFICATION OF THEIR "ERROR" TO THEM IN
WRITING and USE THE ONLINE FORM AS WELL.
Write to:
PayPal
Attn: Error Resolution Department
P.O. Box 45950 Omaha
NE 68145-0950

AND YOU MUST USE CERTIFIED RETURN RECEIPT MAIL TO DO SO.
So YOU can "PROVE" they received your official complaint of the error.

The day they receive your complaint, the clock starts ticking.
10 days later (even if they state "IN WRITING" that they need more time to "investigate".

They are supposed to provisionally credit your account back on day 11
and allow you access to your funds.

If on day 10 (or sooner) if they say "we goofed up".
On day 11 you should have your account fully operational and be able to
make an EFT to your bank account.

If they say "NO we did not goof".

THEY ARE TO SUPPLY YOU "IN WRITING" the explanation (and also hard copies)
of ALL the evidence they used to determine that the ERROR
(of them NOT allowing you access to your funds) is indeed NOT an error.

NOTE: If you receive an official (in writing) "NO we did not goof" letter
and the do NOT supply you with ALL the evidence they used to make that determination
in that official (in writing) notice.

Send a second letter to:
PayPal
Attn: Error Resolution Department
P.O. Box 45950 Omaha
NE 68145-0950
(CERTIFIED RETURN RECEIPT MAIL)

and demand ALL the evidence they used to make that determination.

That documented evidence should PROVE that
them denying you access to your funds is NOT an error.

If when you get this information and it does NOT PROVE their claim.
You have them by the balls
and now have EVIDENCE to take it further to an attorney
or if your savvy enough to file a case
against them in a court of LAW.