From a long running ebay forums thread.
Here's a link to the latest PDF file of Money Transmitter Regulators Association state authorities:
(direct download)
http://www.mtraweb.org/docs/2012_Contact_list-for-General-Questions-Money-Transmission.pdf
--with props to the guy constantly ruffling feathers on those headless turkeys.
People might want to know that complaining to these agencies works! I have yet to see the first time people didn't get their money unfrozen.
Paypal Terms of Service does NOT trump the law or the conditions of their state issued license.