PayPal on the other hand seems to be a bit of an oddity these days, long dominating the online payment space by offering secure transactions to buyers and sellers without the need for a credit card.
The problem with PayPal is that it has alienated many users with it's cumbersome system and requirements.
With this PayPal seem to have lost momentum in innovating products that integrate not only into the mobile environment but that can provide much more value into bricks and mortar stores.