Hilarious! I'm being told this has the aroma of some sort of embezzlement scam. Whatever the truth really is, this is just plain 'not good business'. Given Paypal's continuous and repeated disregard for facts, communication and 'glitches' which favor their profits... something is very wrong.
My advice, close down your PayPal and do whatever you need to do to seperate PP from your bank account. Call your bank and ask them. I bet they'll tell you there is a problem with such a scenario.
I won't even mention how ridiculously easy it is for hackers to drain bank accounts using PayPal's handy features....
Eventually maybe folks will figure out that every glitch, forced PP only policy, unannounced policy change, money hold/freeze etc is Paypal trying to recoup their losses?